EquiShare Homes -- A new paradigm for housing in America.
A product of almost forty years of evaluation and evolution, of fifteen plus years of adaptation and research, and the past few years of late nights and best efforts, I have created an initiative that offers the promise of aggressively addressing, and potentially — to a surprising degree — resolving the affordable housing crisis in America.
The following is a brief synopsis; like any good iceberg, the visible is a fraction of the mass. The program is fleshed out now, and ready to defend then execute. The question that I offer is this:
What if I’m right? What if I have an important and urgent answer to millions of struggling Americans, then citizens of the world? What if the decades of work and research bore a fruit that can make that big a difference?
What would you do if you believed?
If you have any thoughts, questions or comments on what’s below, or if you’d like to learn more about it, please either leave a comment below, or contact me at gary@equisharehomes.com.
Thank you, and God Bless.
EquiShare Homes, Inc. Synopsis
A novel concept designed to provide homeownership opportunities for all economic classes, EquiShare Homes creates dynamic partnerships in home equity and housing sustainability. Operating entirely within existing market structures, EquiShare Homes requires no government subsidies or involvement, no charitable contributions, and promotes housing as a human right and economic driver.
EquiShare Homes creates financial relationships between prospective owner-occupants and profit-motivated investors, providing access to capital that bridges the gap between income and cost of property. A dynamic support system ensures that ownership remains with the owner-occupant regardless of circumstances or interruptions, creating financing that will never default, property that will never see the auction block. For every stakeholder, the benefits are demonstrably sustainable and projectable.
The owner-occupants using the program have titled ownership of their property, make their own lifestyle decisions and reap the equity appreciation that has been a generational hallmark of American prosperity and financial resources. EquiShare Homes opens the door to home ownership to low- and moderate-income households in almost every geographic market, so that every working household can establish crucial roots and stability.
The program asks some very poignant questions of America:
What would change if every household could own the space where they lay their heads, where they raised their children and where they enjoyed their later years in dignity?
How would our nation be different if families, neighborhoods and local governments benefitted from the engagement of stakeholders rather than constant turnover and transience?
What would be the impact on trans-generational poverty if the vast majority of households participated in the economic benefits of appreciating property values and the financial buffers they provide?
The opportunity is real. Execution requires only that existing market forces profit as they always have, and that we accept the eradication of a hurtful, often divisive and oppressive paradigm: that ownership and control over one’s home is reserved as a privilege of only the wealthy, only those who have historically been granted access to the system. Remove that prejudice, creatively reconstruct the relationships, and the benefits are universal and irrefutable.
EquiShare Homes is nothing less than the disruption and equitable reconstruction of our national housing infrastructure, and the evolution of a broader, more participatory economy. It is one step towards the healing of centuries of segregation and denial, one step towards a more just and fair America.
EquiShare Homes is ready. The only remaining question is whether we, as a society and a nation, are ready as well.